Non-QM Loans

Qualified Mortgage

Non-QM Loans

Non-QM (qualified mortgage) loans are basically everything else we haven’t covered. As there are many different borrower needs, there are many different options to fill these needs, so that homeownership could be a reality for all.

Non-QM loans include:

Bank statement loans for self-employed borrowers
DSCR (debt service coverage ratio) for investment properties
Construction to permanent
Asset depletion for borrowers with a large number of assets and low monthly income
Portfolio loans
Foriegn nationals
ITIN (Individual Tax Identification Number)
Lot loans
Rural/hobby farms

With so many options, if owning a home is part of your dream we will work with you to find a loan that will make it your reality.