Reverse Mortgage

HECM for Refinance

Reverse Mortgage (HECM) for Refinance

Refinancing your existing traditional mortgage into a HECM (Reverse Mortgage) can eliminate your monthly principal and interest payments * and/or access your home’s equity while still owning and living in your home. Given the right set of circumstances, a HECM Reverse Mortgage can be an ideal way to increase your financial security in retirement.


Susan was a widow who lived in a stone home on 5 acres that her husband built for her 70 years ago. The home was owned free and clear. As a strong, independent woman who raised her family in the railroad towns of eastern Nevada, Susan had no intention of ever leaving her home.

By using a Line of Credit Reverse Mortgage, we created a situation where Susan could access the funds as she needed with no monthly mortgage payment.* This line of credit, which grew every year, was used to cover maintenance expenses of the property, and ultimately provided 24-hour in-home care so that she can live out her days in peace, surrounded by the strength of the walls that her husband had built for her, fulfilling her promise to him to never sell the home while she was alive.

* The owner of the property is always responsible to maintain the home and pay their property taxes and homeowners insurance independently.